Debtors

We always recommend that debtors seek independent legal advice from a solicitor and if you are experiencing financial difficulties there are numerous organisations that can help and advise you.

• The Insolvency Service of Ireland www.isi.gov.ie
• Money Advice and Budgeting Service www.mabs.ie
• Free Legal Advice Centre www.flac.ie
• Keepingyourhome.ie www.keepingyourhome.ie
• National Consumer Agency www.nca.ie
• The Irish Courts Service www.courts.ie
• Irish Mortgage Holders Organisation www.mortgageholders.ie
  

If you have received correspondence from us, the following options are open to you:

Pay the debt

Your payment options are set out in the correspondence you have received. If we have written to you on behalf of a financial institution, you can contact us or the institution to make a payment.

You can also submit a proposal to us if you are not in a position to pay the entire amount due. We will review the proposal and let you know whether it is acceptable to our client.

Dispute the claim

If you dispute the claim, you should contact us as soon as possible outlining your reasons as to why you are disputing the claim. We recommend that you seek independent legal advice if disputing any claim.

Take no action

If we do not hear from you, we will have to proceed with legal action. You may be required to attend court.  This may result in a judgment being granted against you or an order for possession being made in respect of your property.